From the Engadget website. The FCC is mandating that robo-callers, what we see now as “spam likely” when a suspicious call rings, will be pre-screened and authenticated by our cellphone carriers. I’ll believe it when I see it. Read more here.
Three types of people want universal healthcare. Military retirees who want what was promised them when they shed – or risked shedding blood for their country. Those who have chronic health conditions and cannot afford medical care. And those who cannot – or do not want to – pay for moderately-expensive but poor coverage insurance; or low premium insurance, with large co-pays and high deductibles; or the high-premium, low-deductible health insurance. With universal health care, residents and businesses that employ those residents, will pay much higher corporate, income and sales taxes to fund it. When working adults are fewer than the number receiving healthcare, there are obvious funding problems. In America, we are already tens of trillions of dollars in debt for past spending. And yet, when we have a crisis, we look to Government to solve it.
Bureaucrats who cannot solve a decades-old traffic snarl at a particular municipal intersection, are not able to fix a calamity that is Government-provided health care in America. Democrats blame Republicans. Socialists blame capitalists. Republicans blame Democrats. Capitalists believe the “market” will solve everything. In the middle? Military retirees, the homeless, indigent, elderly, non-citizens, and particularly, the large population of Baby Boomers. It is particularly vexing in this nation that a number of residents still working in their 70s, may need to continue, to afford living into their 80s and 90s. Others, for whom current healthcare programs should cover, elderly pensioners with chronic health conditions, will exhaust their savings waiting for aid. Many find either their pension barely covers their living expenses or daily medical care – but not both.
As it has been for decades, once the elderly can no longer manage their own care, or overwhelmed family members are unable to care for a chronically-ill relative at home, a nursing home is the available alternative. But at what cost? Affordable care does not necessarily mean poor, but the Government publishes criteria for family members and advocates to evaluate potential nursing facilities for a patient. Even with Government-funded nursing facilities (Federal (VA) and State-run), access (admissions) and then quality of the facility and staff warrant constant oversight. Like the recent scandals with the Veterans Administration hospitals (wait-listed veterans being dropped or errors in mental health evaluations), lapses in care, and bureaucratic mismanagement might well surpass the life expectancy of the patient.
If universal healthcare is eventually adopted in this country, family members and advocacy groups will need to develop political clout, to monitor doctors, clinics, hospitals and nursing facilities continually. And when funding or staffing crises develop, let us hope for more people working on solutions than looking to fix blame.
Any seasoned veteran of the U.S. military who has served overseas, dealt with foreign military allies, patrolled in a war zone, had liberty in many regions where English was not well-understood, or stationed at a U.S. military installation in a foreign country, understands many of the benefits and shortcomings of “Home” better than most.
The reason many 16- to 29- year olds in the United States today embrace “socialism” is due to their ignorance. Without long personal experience of the more mundane aspects of Government bureaucracy, they have only what they were taught and limited exposure. These might be obtaining a driver’s license at the Department of Motor Vehicles, and perhaps a simplified annual income tax filing. Young military members (especially those who marry early in their careers) are exposed to misfiled paperwork, outdated computer systems, confusing terms, differing support for ‘sponsors’ and ‘dependents’, procedures, and the overwhelmed administrative staff inherent in large bureaucracies. Utopians talk of modeling Swedish-style and European Union socialism – without really understanding the development, successes, drawbacks, and requirements. Ignorantly, many promote Government as the best delivery of human needs and wants when they haven’t yet experienced much of what is already under Government administration.
Big Government inefficiency is evident in every aspect of Government-provided services: obtaining vehicle registration and drivers’ licensing; real property titles and building permits; and in family trusts, wills and probate court filings. The limited experience of many, influence the mis-characterized belief that Government harass racially-targeted innocents (police maintain order and enforce laws), disenfranchise non-citizens and “formerly incarcerated” persons (per local, State, or Federal statutes), or limit the living standards achievable to low- or unskilled labor due to “unregulated” employers’ wages and benefit plans.
For others, Government should be reformed to accommodate cultural and social practices of the day, from gender, sex, race, citizenship, language, culture and criminal or civil conviction and incarceration. Policies are very slow to change, requiring many years to make minor improvements. Away from politics and media ballyhoo, Bureaucracy is what the governed are directly affected by and not politicians. Five ordinary examples of Government bureaucracy as it exists today should give some pause to embrace further Government control:
- Probate: an old woman dies without a “valid” Will. With negligible assets and few bills, selling a home should be a simple affair. But Probate is not simple and not inexpensive. The State Court system is a labyrinth of procedures and calendar entries; an inexperienced layman is doomed to failure.
- A stolen vehicle is recovered, and one seized for a traffic or criminal violation, are towed away. The towing company applies towing charges, and daily storage fees payable by the registered owner, but requires owner identification and registration validation before releasing the vehicle. When the vehicle owner has lost cash, debit and credit cards, or misplaced a state-issued identification, it becomes a Catch-22 where the vehicle cannot be released to the owner until valid ID is presented and payment made. Until such time as ID can be presented, storage fees continue to accrue. Sometimes, the value of the impounded vehicle when sought is less than the accrued fees.
- A person with an employer health plan, pays biweekly insurance premiums. In an “emergency”, he visits an in-network hospital Emergency Room for a major health issue. Though the State mandates many “guest” workers, the unemployed, and under-26 year old adults have healthcare, paid by a legal resident taxpayer, the suffering taxpayer waits in line with all the rest who still primarily use ER services (they cannot be turned away legally).
- A sixty-year old home requires upkeep. A forty-year old, improperly built “retaining” wall collapsed. The solution? Start excavation and proper reinforcement of a new wall in the same location. A homeowner’s decision to follow county regulations: permit, payment of fees, submission of plans and wait for inspections were far more onerous than expected. After project completion an added bonus: An unexpected (higher) property re-valuation and corresponding property tax increase issued by the County.
- Transportation infrastructure: the Government is authorized by its citizens to maintain and upgrade. While citizens continue to pay higher fuel taxes, fees, and other taxes and fees to pay for maintenance, the Government executes over four to five years, a 25-year old improvement plan which then fails to meet the needs of the community. Bureaucrats and politicians redirect new transportation funds into special projects that overrun budgets by billions. Many of these pet projects are public transit measures that lobbyists favor but 2 percent will ever actually use.
the reason the Soviet newspapers, Izvestia and Pravda, were always sold out was not due to the news content. Toilet paper was chronically limited throughout the country.interview with a resident of the former Soviet Union (1983)
But the merits of employment, housing, public transit, and basic health care in a so-called Socialist system do not justify an even more complex and inefficient bureaucracy than that which presently exists. Limiting the choices available for services to that provided by State-approved operators only, resulting delays, greatly simplified care, and regulation will disappoint everyone.
and other misadventures of Navy Reserve retirement
Ten years ago, in August, I began my last months of work for the United States Navy as a uniformed member of the Navy Reserve. The following April I officially retired from the Navy Reserve. While many of my fellow Sailors retired at 38, 40, or 45, I was then 50 years old. For many Reservists who do not elect discharge, they are placed in a status the Navy calls “Gray-Area Reservist” for the next fifteen or twenty years. Like me, when eligible to draw retirement pay at age 60, we would receive retirement pay calculated from the Active Duty rates in effect at that time.
I turned sixty a little over a week ago. I expected a couple of enrollments, phone calls, and some waiting to be required. And predictably, it is a Government bureaucracy after all, it has not been a smooth process. For anyone familiar with the Affordable Care Act and the complexity of the online process of a Government-run website, the application for military retiree- healthcare (TriCare) was somewhat nebulous.
As it turned out, when I and my spouse got our expired ID cards replaced ( needed because I changed status at my birthday) , the healthcare site I had visited several times last month then became user-friendly-ish. Apparently, it only worked for the brief time I, prudently, enrolled my spouse (first) in a healthcare plan. Telephone numbers resulted in long wait times or directed me to the same website where I had issues. For the next week, that website obstinately would not let me complete my own enrollment! Finally, I got online but it asked me to pick between two confusing status changes I had not seen before. I picked the more unintelligible of the two, and successfully completed enrollment.
As for processing my retirement pay, a different bureaucracy altogether. It was a redesign of the website I had years ago monitored for my Navy Reserve pay, but the messages this year only told me it had nothing to tell me. No updates. And for anyone who has tried to use a telephone – a last option – it requires more patience than most can muster. After three hours on hold (I was disconnected once), then reaching a person only to be told their computers were offline, I ultimately learned that my records were still at the Navy Department. And from the Navy Department – a telephone number I only discovered by reading some commentary and related military-news websites – my record was still in the queue. Apparently a document the Navy should have had for the prior nine years I had been in uniform, that I then re-sent them – held up processing. I decided to give them an additional month before trying again.
While many of my peers, my children and their peers – Generation X, Millennials, and Generation Z, all believe in the Government as the best delivery system for Free Healthcare, Free Education, Free Housing, and Happiness, they had better stock up on anxiety medication now. I have patiently waited for ten years to receive the promised pension for Navy service between 1977 and 2010. I can wait a little longer because I put aside a fund over the last twenty years to live on one day. Until the Government decides to manage THAT – and we are stuck in a jam of red tape and offline computer systems – I will not be in a bread line.
“These principles form the bright constellation which has gone before us and guided our steps through an age of revolution and reformation. The wisdom of our sages and blood of our heroes have been devoted to their attainment. They should be the creed of our political faith, the text of civil instruction, the touchstone by which to try the services of those we trust; and should we wander from them in moments of error or of alarm, let us hasten to retrace our steps and to regain the road which alone leads to peace, liberty, and safety.” Thomas Jefferson, First Inaugural Addresshttps://nccs.net/blogs/our-ageless-constitution/will-the-great-american-experiment-succeed
In 2019, the United States of America has never been more dis-unified. And the quote attributed to Benjamin Franklin, about America as a republic – if we can keep it, never seemed more germaine. In the history of the world, war and subjugation has only maintained unity and “peace” for a matter of time. Through trade, common language, governance, science, cultural, religious, and philosophical ideas were passed down to the western world. Babylonians, Persians, Greeks,Romans and Ottomans spread a unifying message cemented by armies. In Asia, empires of China, Japan, India, and in Southeast Asia rose, fell and spread their influence. In the pre-Columbian New World, native empires rose, spread their influence across the continents. All rose, declined and were conquered by war, famine, or the petty squabbles and self-interest of people.
Since the first settlers and explorers from western Europe came to the New World, the same forces have been at work. The United States of America, was forged out of all these ideas, and expressed in the Declaration of Independence, the United States Constitution, and through conflict. It took a Civil War, two World Wars, and nearly a century for words enshrined in these documents to be embraced by the majority in America. Ideas that subjugated people based on skin color or religion still exist in the world, but in the United States, power-seeking politicians, academics and lobbyists are the ones now who threaten America’s future. For 243 years, America has welcomed immigrants, and as “Americans”, their talents and ideas helped the United States remain independent and unique in the world. Despite all the voices to the contrary, America is still exceptional; while many risk hardship and death to emigrate to Europe or to the USA, few seem willing to do so, to leave America to go in the opposite direction: into China, Russia, Sudan, or Iran.
The United States has indeed wandered from the creed that bound us together in the crucible of war. Many of those today, who have served in uniform, seen horror of war and the oppression of people around the world, are more committed to preserving our unity, our nation and our culture- our great American experiment, than those proselytize for socialism, rights without responsibilities, and demand reparations for our “shameful” history. Let us not listen to the voices that crave power, or those who condemn America, or those who use violence to silence American patriotism and nationalism. In the words of Thomas Jefferson, let us hasten to retrace our steps, and move together along the road toward peace, liberty and safety.
better one handful with tranquility than two handfuls with toil and chasing after the windEcclesiastes 4: 6 (NIV)
I listen to an investment talk show on the radio Saturday mornings while driving home from my prayer-hike in the Mission Trails Park (San Diego, CA). The hosts were commenting that the House (Congress) has recently approved changing working Americans retirement savings programs (the SECURE act) to help people who put little to no money aside for their “old age”. The radio show’s hosts were remarking how consumer debt is growing again, and with workers left to voluntarily invest in company 401K plans, IRAs (Individual Retirement Accounts) and funding emergency savings ( e.g. six months of expenses), fewer than four in ten are setting money aside. With consumerism driving cycles of economic growth followed by downturns, unemployment, and bankruptcies since the 1970s, are we headed there again?
Perhaps it is one of the failures of a developed nation that savings and prudent investment is not taught in the K – 12 grades nor in colleges. And young adults, free of parental guidance, are heavily marketed to obtain credit and jump into the consumer lifestyle. After September 11th, our youth grew up with continual exposure to negative future images – homelessness, refugees, terrorist attacks at home and abroad, a bleak economic outlook, and hostility toward “traditional values”. It seems almost forgivable that young people are seeking to have it “now” rather than later.
For the last of the Baby Boomers, for Generation X, and Millennials, the promises of Government, particularly those seeking public office by positioning themselves as champions of the disadvantaged, should sound like a broken record of the past cycles. For those between thirty and sixty years of age, the financial missteps of the past should have served as a lesson to improve one’s financial security. Into one’s Forties, obtaining a trade or marketable skill (regardless of one’s “passion”) can still provide for one’s retirement. The traditional “invaluable employee” mentality should improve wages. If wage or employment benefits stagnate, different employment has been increasingly available.
Like Solomon four thousand years ago expressed, seeking to keep up with the consumerism of one’s neighbors, rather than living prudently leads to “chasing after wind”. Delaying gratification, investing prudently, living within one’s means, and looking to your own welfare instead of the Government’s plans for you, leads to a golden “old age”.
The basic needs of any person are food, shelter, and clothing. In modern society, people have expectations that needs include healthcare, education and sanitation. But people also have emotional needs: safety, security, comfort, and significance. In the Twenty First Century, many people are willing to sacrifice personal freedom for the sake of “needs” provided by Government. Of course, people who demand a king and assume “their side” will benefit, have historically been oppressed.
When the American nation’s founders established the basic framework in the Constitution, they knew their history: those subjugated by a king had little control in how they lived (general welfare); little experience of equity or fairness between the governing and the governed (justice); and few limits on role of Government in people’s lives ( safeguard of domestic tranquility and common defense). Because they understood that people given a taste of power and access to others’ money, always want more, they were deliberate in creating a balancing act.
In the third decade of the third century since the Constitution was established, the nation is losing the respect for the differences that made it unique in world history. Unity as an American, with a common language, culture, and history is all but extinct. Respect for civil authority, freedom to worship as one pleases, and hold differing opinions, is rarely exhibited today. Contempt for opponents, and ever-increasing Government control is common. Worse still, officials who have publicly-stated intent to abrogate the fundamental balance provided by an Executive, Legislative and Judicial separation of powers, and personal liberties guaranteed in our Constitution – have been appointed (not elected), elected and re-elected. As Benjamin Franklin once said, the USA is a constitutional republic, which he understood, to keep in check, its citizens would have to be informed and involved in its affairs whether local or international. In contrast to other forms of government, the citizens can (when exercised) direct our representatives to compromise and cooperate to get things done.
One can only mentor, teach and ultimately, hope, people who now believe that anyone who arrives – by whatever means – in the territory should be a citizen, that “socialism” despite many aspects that indicate fallibility, is superior to capitalism, and in distribution of other’s wealth, will pause to reflect. No social construct is perfect. And those who achieve power, wealth and influence, in the post-Constitution world, may not tolerate any disruption to “domestic tranquility”.
We the people of the United States, in order to form a more perfect union, establish justice, insure domestic tranquility, provide for the common defense, promote the general welfare, and secure the blessings of liberty to ourselves and our posterity, do ordain and establish this Constitution for the United States of America.Preamble, United States Constitution ( reprinted in https://www.law.cornell.edu/constitution/preamble