Too many people spend money they earned..to buy things they don’t want..to impress people that they don’t like. —Will Rogers
https://www.forbes.com/sites/robertberger/2014/04/30/top-100-money-quotes-of-all-time/#7be817564998
Talking with another entrepreneurial co-worker my age, most working people are in one of two situations. Either there is not sufficient income to meet needs like housing, transportation, medical coverage, and school-age children’s support, or the opposite extreme, too little income to pay for the ego-boosting debts of expensive homes, cars, boats, entertainment and $1000 IPhones.
But there is a third option. Establishing a plan (earlier in adult life, the better) that develops skills and experience with a disciplined savings and investment strategy. Some reputable standout entrepreneurs I know began that way; building a great reputation among friends, employers, customers and peers, they had entrepreneurial ambitions, and were willing to risk failure.
Try not to become a man of success, but rather try to become a man of value. Albert Einstein
https://www.brainyquote.com/quotes/albert_einstein_131187
In our industrial society, age instead of financial stability, is a commonly-held benchmark for “retirement”. Instead, I support the notion that a disciplined approach to provide that stability at a self-determined age is the foundation. And an entrepreneurial venture providing a valued service, personal challenge and some material reward, is a valued “retirement”.
Wealth consists not in having great possessions, but in having few wants. —Epictetus
https://www.forbes.com/sites/robertberger/2014/04/30/top-100-money-quotes-of-all-time/#7be817564998
Truths, Half-truths, and Sea Stories 