military community service

service to the poor among us


The best way to find yourself is to lose yourself in the service of others. Mahatma Gandhi

https://www.brainyquote.com/quotes/mahatma_gandhi_150725

As a member of a group of community-minded veterans, a calling grows louder in my ears the older I have become. Give back to the military community; be hospitable, and serve them and their families when they have need. During the Navy CPO “transition” season, veterans and civilians making a donation while getting a vehicle washed supports the new CPOs in training. A summer “Christmas party” for returning Marines and their families, encourages those who were deployed away from home during the holidays. Donations to military service organizations, participating in letter-writing campaigns on military -related issues, and in contributing to veteran-assistance projects at events sponsored by my employer all serve to help. In this blog, we find and highlight some of the “veterans-helping-veterans” support projects, enterprising ideas about self-employment, and share good news.

One of the community service programs I have yet to blog about, is the “Homeless Brigade”; members of my church congregation formed an outreach group to serve the homeless in San Diego county several years ago. Military veterans make up a significant percentage of the homeless in America; while showing kindness to the homeless, one often shows kindness to the veteran. Service is not just a “mission statement” however among those I worship with. The five congregations or “regions” of our San Diego church work in concert with a national and international fellowship of churches and a United Nations-recognized charitable organization.


I pray to be a good servant to God, a father, a husband, a son, a friend, a brother, an uncle, a good neighbor, a good leader to those who look up to me, a good follower to those who are serving God and doing the right thing. Mark Wahlberg

https://www.brainyquote.com/quotes/mark_wahlberg_471100

serving current service members in our community

Called to model the ministry and compassion of Jesus Christ, some among our veteran community in my congregation have dedicated years to encouraging the poor and homeless. Inspiring younger church volunteers, who then made the mission their calling, our veteran community started a new campaign of service: practice hospitality serving Active Duty service members and their families on the military bases\units\ships where our members serve and work . Now we are organizing a day of fun, competition and barbecue at one of the San Diego beaches this summer. Perhaps this will lead to more opportunities to encourage young military men and women. They have dedicated their time, comfort, and often, safety, in service to the nation. Perhaps we will inspire them.


The Bible tells us that there are some things worth fighting for. In fact, the Bible says there’s some things worth dying for. Rick Warren

https://www.brainyquote.com/quotes/rick_warren_456858

enterprising observations

A woman who has been running a business for some time offered me some insight tonight. In the military, particularly as an enlisted person, there is a tendency to wait to be “told” what to do next; to follow a “plan of the day” and be somewhat inflexible. While carrying out the “mission” that someone else lays out may be one aspect of a past military career, other experiences may be valuable to an entrepreneur. Overcoming the odds. Quick analysis and problem-solving in highly stressful situations. Seeing past all the bureaucracy to zero in on the objective. Developing camaraderie with team mates while also being very disciplined and accountable.

For someone who has equal ambition to that enlisted person. the lack of such boundaries, may be somewhat a blessing. In your own business, there are many things to learn and to adapt to, including not only the processes that are required just to set up a business legally. There is a need to learn marketing; developing a keen eye and skilled listening – not simply ‘pitching’ – to solving others problem, is probably that most important aspect.

And getting advice and mentoring from a neutral business expert or experts on an ongoing basis really helps. To which I also understand, interpreting a particularly resonating bible lesson tonight, an enterprise may not be without pitfalls, but as long as one trusts in God and perseveres, it will either succeed or be a lesson for future success.

Conveying a simple message

In the manufacturing business as in the military, communication, particularly between two speakers of the same language, is not simple nor should anyone assume what you say will be understood by the recipient of your message.

This is painfully obvious when dealing through email.

An email sent to a group of people, including two managers, a technical peer, a manufacturing engineer, a logistician, and a quality assurance engineer, was received very differently. At least two managers told me my report was, in a word, unintelligible. My basic mistake? Adding too much detail, and confusing the recipients. I tried to answer / direct my answer to 3 separate audiences in one email.

To correct this, a man I respect offered this simple formula. In the email, subject line:” <project> <problem> will require < new part/ software/ repair/ test”. In the email body: “Approval request to issue a replacement <widget part number> for <internal customer/ test/ troubleshooting>”. (Period)

In a new paragraph, “DETAILS:”

And keep it specific to that ONE issue. And brevity is key.

After I cooled off, the situation reminds me of the time, long ago, when my Division Lieutenant asked me for a status on some equipment on his problem report. When he stopped me ( I was really a greenhorn then), he asked me to state my response in ten seconds or less:

” System requires a new <part>. $10,000 with exchange. Will arrive next Tuesday.”

first lessons:

a business mindset

I tried and failed at business ventures three times before. With a couple years of technical training, I tried earning a second income as a small appliance and home electronics repairman. It was cheaper to buy new than repair “old”. The next venture was selling solar-heated hot water systems. People could just as easily put garden hoses on their roof (it was southern Arizona) and save the expense of a metal system up there. And then, last year, I saw how my father-in-law’s young relative was making six figures in a health-focused business. She has Amazon- and Facebook- founders-level intensity which produces her ongoing results (building over the past 8 years). I was not interested, youth-focused, or charismatic enough to do what it takes. My prior ventures were great personally, just not rewarding financially for me.

Photo by Pixabay on Pexels.com

the importance of a “niche”

This year, my wife and I found a “niche” business. A “niche” is a product or service need, that is not widely available, nor really has much awareness outside of the profession. But is necessary nonetheless. With a lot of support, name recognition, and professional experience, my wife one evening reported to me that a business opportunity was offered to her – that she wanted to do. This was due to pending retirement of the principal operators in the niche market. The business requires unimpeachable ethics, scrupulous attention to detail, military-like precision with clients and retaining or bringing on skilled employees (or contractors).

do not quit your “day job”

A mistake of many new entrepreneurs, is to launch a business enterprise with little financial resources. They then have few options when mistakes are made or customers are slow to provide payment. Then there is even more emotional and physical stress learning the “do’s” and the “don’t”s of operating a business. In just the few weeks after initially deciding to engage in this business, the guts required to seriously and diligently apply ourselves to learning,- particularly with family and job requirements always keeping you busy, is challenging.

In the United States, working for yourself, with the intent to make a profit – to separate your enterprise from what the taxman (the IRS) would label a “hobby” – requires record-keeping, talent, and effort. Depending on the venture, every business has local, state and federal tax statutes regarding individual, partnership, and incorporation to stay within the law. Similarly, there are permits, licenses, and fees with all the aforementioned, to conduct business.

With certain businesses, providing products or services, there are many regulations, certifications, and insurance to purchase and renew yearly. While trying to classify whether there were workers considered by statute as employees to consider, we need general business and professional liability insurance. And probably, workmen’s compensation insurance: California is very strict on business operations. If you are still determined, you have done homework on your competition in the niche market, and calculated the profit versus expense projections before the first customer dollar is received – there is one consideration you may miss. You may find that your business needs to be funded almost entirely from your own “primary” income for a time. One of the first “rules” I have learned is to avoid going into debt while learning the “ropes”. Do not quit your day job before it sustains you.

seeking advice from experienced mentors

Photo by Pixabay on Pexels.com

I have only just started to explore the business banking relationships we will need for our venture. We will explore and weigh options on credit, payment processing, and loans. Similarly, I have only attended one seminar run by the small business education group, SCORE, (there are chapters in most communities) taught by people with decades of experience in all aspects of business. But for the entrepreneur, anywhere you find someone to help with the pitfalls to avoid, is great. One can then make all new mistakes to learn and develop as a business person.

your “why” has to be bigger than your fear

Photo by rawpixel.com on Pexels.com

After a career in the military, another in private industry, and still looking for challenge (and change), our own business will prove to be well worth it. After many years of doing without asking why and making someone else’s careers and dreams possible, you also can make your dreams, as well as those of your clients, become reality. But it takes ethics, drive, humility, implementing what others can teach and eagerness to keep pressing on to the goal.

hiking veterans

Wearing a “veteran” ballcap starts conversations.

Lord’s soldier

The “San Diego Chargers” jersey worn by a twenty-something man I met near the summit of Angel’s Landing trail prompted me to ask whether he was a Los Angeles -based fan or one from San Diego. From Temecula, Californi, he and his buddies were up in Zion for a “men’s retreat”; among the faith community, that is “code” for a spiritual bonding time. We talked about our respective churches and our military service. As a Navy veteran, he asked me whether I had been to the Philippines; his father had joined the Navy from there. Eugene was an Army veteran. I told him about my son, an Army veteran. Eugene knew Fort Bragg. He and my son, were sort of, but not quite, following in each respective fathers’ footsteps. One of his companions was a veteran of the Iraq war. Both were now college students. As we talked, I encouraged him to endure the bureaucracy of the VA medical evaluation process (he had gone once and was discouraged by the red tape) to get service-connected injuries treated – or compensated. Being young men of faith as well as warriors, these newly encountered Brothers encouraged me. Like me, though my friends and several dozen people attempted the narrow and very physically-demanding ascent to the “Landing”, I knew these guys had nothing to prove to themselves. Military services do the difficult every day. The impossible generally takes just a bit longer.

DOD recorder

There weren’t but one or two available seats on the crowded shuttle bus from the Temple of Sinawawa stop in Zion National Park. It was a thirty-minute ride back to the parking lot. Looking tired and a little irritated, the large man ( solid, not stocky) squeezed into the last available seat, directly across from me. He looked at my ballcap and thanked me for my service. We chatted. He was taking in Zion while his wife was at some military event in San Diego. He is a civilian archivist for the DOD, which lead to talking about history, this blog, and travel. Apparently, Lake Powell should be on my “bucket list”. One of the things that all this military reminiscing lead to was to get some coffee prior to starting back to the hotel in St. George.

View of the Virgin River in Zion NP. Angel’s Landing trail.
Though some start, few finish the ascent to the very top

“Airdale” trucker

Tomahawk night launch, Red Sea, 1993

On Saturday morning, the motel cafe was busy. All eight little tables were occupied. At one table, a man about my age wore a Desert Storm veteran ballcap. I asked him what service, and he responded Navy. I was also a Desert Storm veteran. He offered me a seat. Mike had been an Navy “airdale”, the Navy nickname for a member of the aviation support community. An aviation ordnance technician, he served a carrier airwing in the Persian Gulf during the conflict. We chuckled about engineers who design but never actually tried to use some things in aircraft he worked on; trying to remove an assembly where you could neither lay flat or reach overhead comfortably, but in one case having to crouch the whole time removing it. My companion, a retired DOD engineer, feigned dismay. A couple of comments he made, however, suggested he was a little more ‘dismayed’ than he let on. The trucker at the table across from us was also a military veteran, though from the prior conflict. As Mike and I chatted about the Navy, missed advancement opportunities (if only those darn Master Chiefs would retire so others could move up the career ladder!), and life after the military, the more I got to thinking how a community, a brotherhood, sisterhood, or more accurately – a large extended family one can meet all over the country.

Community. Often it starts with a ballcap, a veteran-themed t-shirt, or other, and an interest in getting to know someone.

Carrying water

def. Carry water for (someone) 1. To serve, assist, or perform menial or difficult tasks for some person, group, or organization.

Ten years ago, as a retired Navy Senior Chief, the first thing I had to adapt to was my immediate loss of seniority and status. The tradition and status acquired over twenty-five years meant little to the non- military working public. As in most professions, a job in the commercial technical sector is judged only on your performance. Meeting the required output of widgets particularly at the fiscal end of the Quarter when the resources, software, or parts needed to meet the quota finally become available. Packing up an expensive piece of equipment and hustling it to FEDEX, or renting a delivery truck and driving it a hundred miles to another facility, is somewhat like carrying water for my boss.

Unless you have been working in the manufacturing world for a number of years, as an older technician, it seems that adapting to rapid changes – in technology, in workforce culture, and in tasks each employee is asked to perform, is more difficult. In engineering, procedures often lag product development. Cross-training peers is often as much how much they observe as giving them polished instructions. For some, it is jarring to be hindered by processes or lack of information, or age, or when she has been willing to “come out of retirement”, but is feeling her contribution is wasted.

Additional study, asking specific questions, and bringing one’s strengths to the job is necessary. Willing to do whatever is required, despite not being in a “job description”, helps the overall mission of the company. Working with a curmudgeon is difficult.

I have found that courtesy, whether toward peers, couriers, janitors, IT support, or supply clerks is repaid in kind. With more than a quarter-century of military service, working initially with folks cleaning toilets, and later reporting to Admirals and senior Government executives, character and a dedication to excellence count toward career success.

grinders and coffee

Mention grinders to an older Navy veteran, generally brings to mind the large parade ground we marched around in Bootcamp.  But “grinder” also means a particular type of sandwich. In Southern California, while there are different names: submarine sandwiches, hoagies, and grinders, there are some places that are vastly different than the franchises that pop up everywhere.  And in El Cajon, California, not far from my home, is an institution 50 years in the making, The Grinder.

I actually only stopped in Thursday night at the request of my son, a Vocational Nurse working the evening shift, for a sub specifically made there.  It might have been my first visit though I have lived in the area twenty years.  After a long workday and a long, rainy evening commute,  but I would drive an extra few miles for a sandwich.

It was not a fancy place.  A video game table of the sort I had not seen in thirty years  was against the wall.  On the walls, were  Navy-themed art, a Bible quote,  articles on the history of this deli, a plaque honoring fifty years, and pictures of local kids.  But the one I noted just before ordering was the image of the late Chief John Finn,  Medal of Honor recipient (Pearl Harbor) on the wall. The kids working there know whose picture it is.   San Diego County is a military community, and El Cajon in the part known as “East County” is home to a large population of veterans going back to the Second World War.

“where do we eat and what show do we go to?”

On date night, quickly planned,  even the retired Senior Chief’s understanding wife may have felt a grinder was sub-expectations.  The mall was packed with Friday-night families.  As it turned out, a little pastry and coffee with live music at a coffee house we like was perfect.  We knew the music and lyrics; the acoustics were okay, and probably because the band and their fans are all about the same ages,  they concluded at a reasonable hour on a Friday night.  7:30 is almost bedtime.

So much for foodies partying into the wee hours (7:30PM)

lies, damn lies and politics

I started to think about Mark Twain this week, how I am at the same age when he began writing some of his most biting satire about politics, religious hypocrisy, bigotry and the nature of people.
Whatever he was as a critic of Government, he always believed in supporting the nation and his writing made people think. While I still see the fundamental good in people and role of a loving God to help change flawed humanity, I am sorely disappointed by and feel a powerless spectator to, the downward spiral caused by politics and politicians. What can a journalist do?

expose arrogance of power

A Senator chastised schoolchildren visiting the Congress who urged her to support legislation proposed by a ‘socialist’ Freshman Congressman and one of her colleagues. It could have been a moment to explain that legislation needs to be carefully studied as to the impact on the governed. But she would not be dictated to. In prior years, letters I sent her as a constituent in the Senator’s district, specifically urging support for issues she opposes, generated form-letter responses. A one-time Political Science graduate, I am angry that important issues are not often acted upon by our elected representatives. Increasingly, actions are opposed ideologically, becoming a test of wills between Legislature members and the Executive Branch. While many support “Progressive”national politics and condemn “capitalists” or “conservatives”, there are no substantive debates of the merits and the failings of policies, but often incoherent and confusing ‘sound bites’.

highlight ethical and unethical governance

Government agencies specifically charged with protecting the safety and sanctity of the nation’s citizens respond instead to political power brokers, lobbyists and vocal opponents of the nation’s fundamental principles. Elected representatives and un-elected bureaucrats refuse to operate on Constitutional and nationally-unifying principles, but at other times defend their positions using the same principles they previously refuted. Most unsettling, is that some politicians will use the formerly apolitical agencies of Government to investigate opponents or enhance political agendas, and when opposed, conclude that the victorious majority must either be “deplorable” and bigoted, clinging to outmoded ideas and philosophies, or have colluded with extra-national agents.

train people to “think” and debate

Public education over fifty years has steadily replaced literature, debate, and ‘controversial’, i.e. unpopular, topics like physical education, wood shop, and trades-based career preparation, for gender and sexual identity accommodation, activism, and uniformity. Children who are raised to question classroom stances on topics that contravene their parents beliefs (prayer, football, ‘binary’ genders, or other ‘conservative’-supported subjects) are subject to administrative penalties and peer abuse. Colleges, once institutions that provided the foundations for an educated population in everything from arts to zoology, produce impoverished liberal service-industry workers with billions of dollars in student loan-indebtedness. But teachers, professors, and college coaches have wealth and comfort regardless of student success.

expose incompetence and waste

Local and state government may demand revenue (taxes and ‘fees’) for actions that do not materially benefits those taxed. Transportation projects that incur billions in wasted dollars for “trains to nowhere”. Bureaucrats demand ‘carbon credits’ exchanged those who use personal transportation to go to work. They charge higher fees for delivering power and water to residents, due at first to ‘climate change’ which others perceive historically as periodic drought. But then the government raises fees when residents conserve too much. In the intervening years, there are no projects to collect additional water or energy.

Courts rule against voter-supported legislation that a minority oppose. Or they issue injunctions that increase the cost and delivery time of a particular resource for years. Politicians and bureaucrats deliberately obstruct law enforcement officers, both state and federal, when executing their duties. Others release dangerous criminals into the community based on alleged racial bias at sentencing, only to have them offend and be re-incarcerated.

journalism: be not a tool of politics

What, if anything, can journalists do to help expose the failures of politics and Government? Ideally, journalists are the agents of the governed, investigating and exposing fraud, incompetence, and abuse of power. Journalists must elevate their craft, to withhold biases and favoritism toward a politician, an ideology, or ‘sacred’ conclusions, and report everything that may support or refute the subject. Of course, the twenty-four hour media business is a profit-driven business, and ego, power, and prestige are just as driving influences for journalists as is determining fact from fiction. When actors create false scenarios, or others rush to attack (like the MAGA hat student and the native American) that became widespread calls for violence and condemnation, the lack of proper investigation fortunately only resulted in embarrassment and lack of journalistic credibility. It may still result in a civil judgement in favor of a maligned victim. Journalism as the vanguard of the public suffer a loss of integrity in reaching conclusions before investigating the facts.

use of Mark Twain’s image: no copyright infringement is intended

“Lies, damn lies, and statistics”, popularized by Mark Twain, was his restatement of the quote by the Nineteenth Century English Parliamentarian, Benjamin Disraeli

ask the Chief

disability compensation questions

Becoming an expert in any specialty in the military takes time.  The nature of military assignments is such that individuals transfer and often take that expertise with them!   This is particularly aggravating in the specialties that relate to service members career and health administration.  Because the military is a large bureaucracy, with volumes of policies, regulations and procedures for virtually everything,  obtaining answers to specific situations is very difficult. 

military service and service-connected disabilities

 If you are on Active Duty getting close to your EAOS, a veteran with health issues possibly connected to your military service, or transitioning or enlisting in the Reserve as a veteran of Active Duty, you may find the following example from actual experience helpful.  This example is from a family member, a former soldier, who in the last year and a half of his Active Duty enlistment was plagued with shin splints, and an injury that incurred during training in a military culture that treats infirmity as a lack of physical and mental toughness. In most respects an excellent soldier, medical complications and the command climate influenced him to not consider re-enlisting.

From the author’s experience, the process of post-enlistment transition is much improved since the 1990s. The Army referred the soldier for transitional job training, and recommended him for a re-enlistment eligible discharge at his End of Active Obligated Service (EAOS). But there is some ambiguity in that transition. Whether assumptions made or questions went unasked, the service member knew that an initial enlistment contract in the military was a commitment to eight years of total service. Three, four or six years of an Active Duty service and the balance served in the Active or Inactive component of the Reserve. But it is apparent that the soldier was not aware that inactive or IRR service was the default to serve out the balance of the contract. In an inactive status, the service member does not drill nor receive compensation, but annually is only required to inform the military of any changes in status or address.

evaluation by the VA for disabilities

However, as part of the soldier’s transitional assistance he was recommended to go to the Veterans Administration off-post to be evaluated for the medical conditions resulting from, or aggravated by, military service. Once processed out of the Army and possessing a DD214, the official record of military service for veterans, the Veterans Administration determines he has a service-connected disability.    Further,  the severity of the disability finding is such that the veteran receives a 100 percent rating and compensation for injuries and illness sustained while in the military service.   

Can a disabled veteran still serve?

There are different categories of service-connected disability, and either the service branch or the Veterans Administration may determine a disability exists. Unless the member or his command requests a Medical Review Board prior to the service member’s discharge, and the service branch makes a determination, the veteran can go to the Veterans Administration for a medical evaluation. Either may result in a finding of service-connected disability which may be eligible for compensation.

the DD214 is key to benefits and reenlistment

There is no prohibition on its face, for a veteran receiving compensation from the VA for a disability to reenlist in the Reserve component. For the military branch, the re-enlistment code on the DD214  is the clearest indicator of eligibility. Getting a clear answer from the military service representative is difficult. As any veteran can attest, expertise is a rare commodity. Rumor, half-answers and lack of knowledge dominates. The individual affected or a specialist, like a service-organization (VFW, DAV, or AL) representative, may find the answers more readily.

Unless a veteran is in receipt of a classification of 100 percent disability / unemployable, a veteran receiving compensation for 100 percent disability, may serve in the Active Reserve, unless the Reserve determines that the member needs to be medically evaluated and screened for enlistment. This apparently can become, unintentionally,  bureaucratically cumbersome, where the member cannot receive military pay and a VA compensation. Suspending ones compensation, or a finding by the military branch that the members disability rating is less than what the VA has determined, can be confusing at best.   

U.S. military veterans of past conflicts have the same opportunity to receive care and compensation for disabilities incurred or aggravated by military service. While some medical and service records have been damaged or lost from a several decades-old fire (1973) at the national archive when records were stored on paper, most veterans have access to records that assist them when requesting benefits. Current policies evaluate a list of symptoms, dates and locations stationed with compensation – or medical-treatment- eligible illnesses.

Even a finding by the Veterans’ Administration of a Service-Connected Disability, rated at 0 (Zero) Percent, allows the veteran to obtain benefits for herself or her family. It can be reviewed and re-evaluated based on additional evidence, including civilian medical records documenting conditions a physician attests to military service. Many times, a veteran has received benefits that retroactively are granted back to the period of the veteran’s discharge.

If there is one piece of advice that any service member or veteran should heed, it is to get evaluated. Physical and emotional ailments can be treated before they cause further disabilities. Suicide among veterans, homelessness, PTSD, and drug addiction are among the most severe problems affecting men and women who

no substitute for becoming informed

Visiting or becoming a member of a veterans’ service organization is the best source for information to support a veteran of the armed forces. (Spouses can also become auxiliary members of these organizations.) The Veterans of Foreign Wars (VFW), American Legion and the Disabled American Veterans (DAV) are the most well-known. Vietnam veterans and Iraq-Afghanistan veterans have service organizations as well. They have expertise, first-hand experience and the resources to assist veterans with claims to the VA and benefits the veteran may be unaware of. And personally becoming educated is no less important. The following links are reference material to support obtaining a medical discharge,  supporting a veteran’s request to change military status and official records (DD214), and understanding the policies and options for a veteran. The veteran in this example is still working through the bureaucracy, though VA compensation has continued uninterrupted.

Guide to Obtaining a Medical Discharge (unofficial)

Medical Evaluation Board (PowerPoint)

Requesting a change to your military discharge (DD214)

“simple process” is not in the DOD Manual


No method of procedure has ever been devised by which liberty could be divorced from local self-government. No plan of centralization has ever been adopted which did not result in bureaucracy, tyranny, inflexibility, reaction, and decline. Of all forms of government, those administered by bureaus are about the least satisfactory to an enlightened and progressive people. …..Calvin Coolidge

http://blog.acton.org/archives/70151-calvin-coolidges-warning-entrenched-bureaucracy.html

According to information I gleaned from a thorough scrub of several websites,  a Reservist who has retired from military service under the normal circumstances (not a disability retirement)  has to request payment of retirement pay beginning at age 60.   

Now I am the old Salt

For someone who has a current DOD identification card, this may be less of an exercise than I have encountered to date.   But for  a “gray-area Reservist”,  a member who received retirement orders pending receipt of pay after age sixty,  this posed questions I thought best to get answered before I made some errors and had to resubmit.

You may never have dealt with a bureaucracy the size of the Department of Defense or the Veterans Administration.  But if you have ever dealt with a local planning board or other agency, you may have some idea.  Prior experience online directed me to look at the official Bureau of Naval Personnel (BUPERS).   When I found the proper sub-department for Reserve retirees it directed me to another website.  And a third. I used the telephone at last and actually reached a live person quickly.  While the representative was able to locate my record,  she could not tell me other than what I already knew.  When I did find a couple forms online,  editions more than sixteen years old, it seemed this information was what they already had on file.

Re-enlist, get a check. Retire:  who are you?

 The BUPERS website directed me to solicit assistance with retirement questions from the local military support office; I drove over to the military office that had served me while in the Navy Reserve nine years earlier.  After a lovely chat with a senior enlisted personnel clerk,  I spoke with a career counselor for a “package” that would include material needed for retirement pay requests.   After waiting in a line, I found that all “retired” reservists like myself had to go through, yes,  BUPERS, for these retirement pay questions.  

I did catch one tidbit of information.   The Department of the Navy is about a month late in a reported ten-month window prior to the member’s sixtieth birthday, sending a package of everything the bureaucracy needs before making payment.  I will make another call to BUPERS this week to find out whether this “package” has been mailed.  I probably will go back to the VA for a disability re-assessment.  When dealing with a Government bureaucracy,  blood pressure, headaches, dizziness, and muscle fatigue are common.   That’s gotta be worth something?

Navy Reserve Retirement

For me, if I have done my duty, the continued approbation of Congress and the Marine Committee will make me rich indeed, and far more than reward me for a life of service devoted from principles of philanthropy, to support the dignity of human nature. John Paul Jones

 when you tire of the b#@@s&!t

In recent months I have been thinking of retiring – again.  A few of my civilian friends do not want to retire because they associate it with an early demise.  A few of my industry peers cannot retire because they have expenses that they cannot afford without working.  But other friends, military retirees, private sector employees, businessmen and other with thirty years or more years in the state or federal system,  decided they were financially, and mentally, ready to retire and did so.   Of course, an important consideration for retiring, besides financial security, is having interests that keep a retiree involved.   While a boat sounds tempting to while away time in my old age, I think I will prefer buying a ticket to go cruising rather than paying for maintenance and dock fees.

making good choices 

I am rather fortunate in that I have a portion of my retirement plan based on a twenty-six year career in the Navy.  While a little more than half was spent on Active Duty,  the remainder – and in fact, on the date I retired, I  was a Selected Reservist.   For the twenty years that have preceded my turning sixty and eligibility for retirement pay,  I have been working in the private sector, accumulating  401K investments and paying down a home in California.  Much of this has been supported and augmented by my spouse having a well-paying career.  And putting off  “keeping up with the Joneses” that so many others have fallen into.  From studying and application from numerous financial educators, advisers, and both good and poor examples in your ‘circle’, almost everyone who plans carefully from their earliest working years – or with arduous self-denial and fiscal obsessiveness in later, higher-salaried years can retire with some degree of security.   

war, sea duty and broken service

I applied to go back on Active Duty, in the same rating I had originally entered the service in the late 1970s.  For the next thirteen years,  I had traveled the world, but the bureaucracy and politics regarding advancement opportunities and changing personal goals inspired a change.  I left the service at the end of my enlistment in 2000.   But a few months later,  I enlisted (again) in the Navy Reserve!   To sum it up,   I retired with almost 26 years of service as a Senior Chief Cryptologic Maintenance Technician,.  But as a Reservist, the retirement system is calculated not to pay the retiree until he or she turns 60 years of age. 

Second, the retiree must file for her retirement stipend on or after age sixty.  The unique feature of Reserve retirement, is that the service member who is eligible for and requests retirement after 20 good years – the Navy sends a statement to each member when they have qualified – can transfer to the Retired Reserve without pay until age 60.  Retirement is calculated as though the member continues to remain on the service rolls.  The retirement calculator uses the Active Duty member’s base pay – in effect for their final paygrade – at the time one starts drawing payment.   One other caveat determining the pay calculation is whether the service member entered military service initially prior to September 1, 1980.   Those retired Reserve members like me, will receive their pay calculation based on the paygrade held at the time of retirement.  All  enlistees after September, 1980 retire have their pay calculated from the last three years of service regardless of their final pay grade, divided by 36 months.  

veterans’ benefits

Additionally,  when a service member retires, it is worth all the bureaucratic tape, to file for review by the Veterans’ Administration for any potential Service-Connected Disability rating.  Even a finding of a connection, but a rating of zero – the condition is not posing debilitation in health at the present time – is able to help those members through other benefits.  In California,  children of a service-connected disability -veteran or retiree, are eligible to attend a UC or CSU university-system school tuition-free.

For more information

  •  DOD Military Reserve retirement compensation information 
  • Navy Department website for Reserve Retirement. (Each service branch has similar sites.)
  • Application for retirement pay upon reaching age 60,  DD  Form 108
  • Data  DD Form 2656 
  • BUPERS INSTRUCTION 1001.39, ADMINISTRATIVE PROCEDURES FOR NAVY RESERVISTS ON INACTIVE DUTY, Chapt 20