trust betrayed

Thoughts and prayers to comfort the grieving and hurting members of the U.S. Navy family, residents of Pensacola, and the nation are needed today. A terrorist opened fire at the Naval Air Station, Pensacola, Florida on Friday, 6 December, killing four and wounding many. The killer was dispatched.

Apparently, the deceased was a Saudi national receiving pilot training. And a terrorist. As part of international alliances, agreement, and cooperation between militaries, the United States placed trust in the government of Saudi Arabia that their personnel were their “best”. That trust was betrayed today. At the cradle of Naval aviation, and in a part of the country I know well from years spent during my Navy career. The responding Sheriff’s deputies, Naval security forces, and military personnel acted admirably, and were wounded in the process of saving many lives today. May they receive the care and healing that our best can provide.

There will be another time to process this barbarity. And my hope for America and all those who oppose acts of savage barbarism, is that we can find that Love covers over a multitude of sins. Hatred has no defining color or nationality, religion or language, but it festers many places under the guise of “tolerance”. For today and perhaps tomorrow, let us cease being divisive about religion, politics, social status, whether rich or poor, and let us honor the victims, grieve with the families and be united in purpose.

a military retiree’s take on universal healthcare

Three types of people want universal healthcare. Military retirees who want what was promised them when they shed – or risked shedding blood for their country. Those who have chronic health conditions and cannot afford medical care. And those who cannot – or do not want to – pay for moderately-expensive but poor coverage insurance; or low premium insurance, with large co-pays and high deductibles; or the high-premium, low-deductible health insurance. With universal health care, residents and businesses that employ those residents, will pay much higher corporate, income and sales taxes to fund it. When working adults are fewer than the number receiving healthcare, there are obvious funding problems. In America, we are already tens of trillions of dollars in debt for past spending. And yet, when we have a crisis, we look to Government to solve it.

Bureaucrats who cannot solve a decades-old traffic snarl at a particular municipal intersection, are not able to fix a calamity that is Government-provided health care in America. Democrats blame Republicans. Socialists blame capitalists. Republicans blame Democrats. Capitalists believe the “market” will solve everything. In the middle? Military retirees, the homeless, indigent, elderly, non-citizens, and particularly, the large population of Baby Boomers. It is particularly vexing in this nation that a number of residents still working in their 70s, may need to continue, to afford living into their 80s and 90s. Others, for whom current healthcare programs should cover, elderly pensioners with chronic health conditions, will exhaust their savings waiting for aid. Many find either their pension barely covers their living expenses or daily medical care – but not both.

As it has been for decades, once the elderly can no longer manage their own care, or overwhelmed family members are unable to care for a chronically-ill relative at home, a nursing home is the available alternative. But at what cost? Affordable care does not necessarily mean poor, but the Government publishes criteria for family members and advocates to evaluate potential nursing facilities for a patient. Even with Government-funded nursing facilities (Federal (VA) and State-run), access (admissions) and then quality of the facility and staff warrant constant oversight. Like the recent scandals with the Veterans Administration hospitals (wait-listed veterans being dropped or errors in mental health evaluations), lapses in care, and bureaucratic mismanagement might well surpass the life expectancy of the patient.

If universal healthcare is eventually adopted in this country, family members and advocacy groups will need to develop political clout, to monitor doctors, clinics, hospitals and nursing facilities continually. And when funding or staffing crises develop, let us hope for more people working on solutions than looking to fix blame.

Tax disincentive

There are two certainties in life: Death and taxes. And a third, “if it sounds too good to be true, it isn’t true”. But there is also another truth. Politicians, bureaucrats and their backers (the news media, bankers, billionaire investors, or celebrities), all stir up chaos for their opponents, whip up groups of like-minded people by pretending to care for them, and make all sorts of speeches promising better times ahead.


The only difference between death and taxes is that death doesn’t get worse every time Congress meets.

Will Rogers, via Brainyquote.com

While people my age have heard all this nonsense before and are less inclined to go along, the palaver is not meant for my age group. Psychological journals, in various published studies, revel in the obvious. Young adults between 18 – 27, are more idealistic, much less structured in goals, exhibit more fluid work ethic, and are more motivated by income “fairness” and other talking points they read on social media. By the time men and women reach their Thirties, with stable jobs, goals, and families, these issues, rhetoric, and ‘social-justice’ activism become much less an influence. But the common talking points in social media and in politics today is how unfairly wealth is distributed. As a child, I was raised that hard work, skilled effort, ethics and morals would, over time elevate my station and economic success. There was plenty of room for anyone to become wealthy and provide for their families without blaming and taking from others. What changed?

Paying their “fair” share?

In 2019, I fear that people who have contributed to the economic well-being of the country for the least amount of time or produced the least amount of economic goods and services are being made fools of, by the wealthiest, least added-value members of society: politicians and bureaucrats funded by taxpayers. It is not that young people are in any way less important or less credible in their contributions and feelings, but forty percent of the Congress is far wealthier than those they represent. While every taxpayer in the United States can voluntarily contribute more to fund the Government, donate to charities for causes they feel strongly, and volunteer to aid those they feel are under-served, are there any who voluntarily give more than they are legally required? But most demand that Government support causes and constituents that are better served through local donations. And despite all the rhetoric we hear, does any public servant reside in public housing, use public transportation, or donate salaries and perks to the underprivileged?

Many, like one of my old college buddies, are worked up frequently about the lack of fairness and greed exhibited by members of a certain American political party, though there is plenty of blame to go around. Tonight, I am more worked up by my miscalculation on our annual income tax returns for Federal and State. We owe a large amount of income taxes due to the change in the approved deductions and income limits for other deductions. This is due to the “Trump Tax Cut” enacted in 2018. Researching the new tax policy, there are two ends of the economic spectrum that are benefiting, though the wealthiest Americans are benefiting far more.

Who benefits from the new tax plan?

With change in the standard deduction, doubling it to $24000 for those who file a joint return, many do not have to file complex returns. While there is some who think that increasing the “standard deduction” will reduce the incentive to make charitable contributions by lower middle-income workers, the tax policy really changes the taxes owed by the higher wage households- reducing the graduated scale of highest earning workers from 39 to 37 percent. And if those individuals are business owners, the rate may drop to 20 percent.


The people are hungry: It is because those in authority eat up too much in taxes.


Lao Tzu

For those caught in the “middle”, such as older taxpayers whose grown children are no longer family deductions, their seniority at work may elevate their incomes to higher tax brackets, and all the expenses of living and home ownership, there are disincentives to continuing to be an employee. But retirement also may come at a cost. Withdrawals from qualified retirement plans prior to age 59.5 incur income taxes and penalties. Some states like California tax retirement pensions, and with public service pensions largely unfunded, these states increase taxes to provide benefits and sacrifice the maintenance of infrastructure – roads, schools, and vital services.

Entrepreneurs and tax sense

Like many, I chose security of being an employee over most of my working life. But being a “worker” and not a “business owner” in 2019 has its tax disadvantages. Fair, ethical, and legal provisions used in the last twenty years have been significantly changed. While younger workers at lower wages and with young families may find some benefit from new tax provisions, others in the “Middle Class” are not as fortunate. Older, still working, married adults with now-adult children, who may still be providing for certain of their needs – no longer can claim them as deductions for tax purposes. Those fortunate to own homes in high property tax states, are limited in the amount they can claim federally- basically paying taxes a second time on the same income. Others, such as small business owners have complex tax rules to follow. The “Trump Tax Cut” seems to be flawed.

Some regulations should have come with bold print. With retirement savings such as employer 401K plans, IRAs and healthcare savings accounts available, these come with certain stipulations. Pre-tax income placed in flexible health spending accounts must be used within the calendar year or are lost; certain employer health plans can place pre-tax earnings in an account which can grow year after year, even into retirement, but must be used for medical expenses – or are taxed heavily. And for higher wage earners, traditional Individual Retirement Accounts, money invested for the purpose of reducing income taxes does not provide the immediate benefit sought.

The wealthiest Americans are fairing a lot better in 2019 than before. While true that the top 20 percent of all wage earners contribute the largest share of the revenue to fund the Government (50 percent of working Americans pay little income tax, while three percent contribute most of all), the overall taxes for those wealthiest Americans – many of whom are business owners – dropped significantly. I’m beginning to think that wealthy politicians are being disingenuous. They are not feeling nor acting in private like the outraged they claim to represent.

If people want to participate more fully in the “American Dream”, operating a successful business seems to be the vehicle to do so in 2019 and into the future. Except perhaps in California, or should the country decide to follow the anti-capitalist and anti-constitutional policies that have been voiced since the President’s election. A look at statistics indicates that the country is not in jeopardy of an economic crisis as some suggest. In the United States in 2017, the median family income was $61,000; in California, $81, 000, according to the US Census Bureau. While there are many who are at the extremes in California and elsewhere, there are many who have gained wealth and property through operating successful businesses.

Paying closer attention to income tax, balance sheets, and government policies that affect income is necessary. But that comes with age and the acquisition of property. All the rest is just politics.

lies, damn lies and politics

I started to think about Mark Twain this week, how I am at the same age when he began writing some of his most biting satire about politics, religious hypocrisy, bigotry and the nature of people.
Whatever he was as a critic of Government, he always believed in supporting the nation and his writing made people think. While I still see the fundamental good in people and role of a loving God to help change flawed humanity, I am sorely disappointed by and feel a powerless spectator to, the downward spiral caused by politics and politicians. What can a journalist do?

expose arrogance of power

A Senator chastised schoolchildren visiting the Congress who urged her to support legislation proposed by a ‘socialist’ Freshman Congressman and one of her colleagues. It could have been a moment to explain that legislation needs to be carefully studied as to the impact on the governed. But she would not be dictated to. In prior years, letters I sent her as a constituent in the Senator’s district, specifically urging support for issues she opposes, generated form-letter responses. A one-time Political Science graduate, I am angry that important issues are not often acted upon by our elected representatives. Increasingly, actions are opposed ideologically, becoming a test of wills between Legislature members and the Executive Branch. While many support “Progressive”national politics and condemn “capitalists” or “conservatives”, there are no substantive debates of the merits and the failings of policies, but often incoherent and confusing ‘sound bites’.

highlight ethical and unethical governance

Government agencies specifically charged with protecting the safety and sanctity of the nation’s citizens respond instead to political power brokers, lobbyists and vocal opponents of the nation’s fundamental principles. Elected representatives and un-elected bureaucrats refuse to operate on Constitutional and nationally-unifying principles, but at other times defend their positions using the same principles they previously refuted. Most unsettling, is that some politicians will use the formerly apolitical agencies of Government to investigate opponents or enhance political agendas, and when opposed, conclude that the victorious majority must either be “deplorable” and bigoted, clinging to outmoded ideas and philosophies, or have colluded with extra-national agents.

train people to “think” and debate

Public education over fifty years has steadily replaced literature, debate, and ‘controversial’, i.e. unpopular, topics like physical education, wood shop, and trades-based career preparation, for gender and sexual identity accommodation, activism, and uniformity. Children who are raised to question classroom stances on topics that contravene their parents beliefs (prayer, football, ‘binary’ genders, or other ‘conservative’-supported subjects) are subject to administrative penalties and peer abuse. Colleges, once institutions that provided the foundations for an educated population in everything from arts to zoology, produce impoverished liberal service-industry workers with billions of dollars in student loan-indebtedness. But teachers, professors, and college coaches have wealth and comfort regardless of student success.

expose incompetence and waste

Local and state government may demand revenue (taxes and ‘fees’) for actions that do not materially benefits those taxed. Transportation projects that incur billions in wasted dollars for “trains to nowhere”. Bureaucrats demand ‘carbon credits’ exchanged those who use personal transportation to go to work. They charge higher fees for delivering power and water to residents, due at first to ‘climate change’ which others perceive historically as periodic drought. But then the government raises fees when residents conserve too much. In the intervening years, there are no projects to collect additional water or energy.

Courts rule against voter-supported legislation that a minority oppose. Or they issue injunctions that increase the cost and delivery time of a particular resource for years. Politicians and bureaucrats deliberately obstruct law enforcement officers, both state and federal, when executing their duties. Others release dangerous criminals into the community based on alleged racial bias at sentencing, only to have them offend and be re-incarcerated.

journalism: be not a tool of politics

What, if anything, can journalists do to help expose the failures of politics and Government? Ideally, journalists are the agents of the governed, investigating and exposing fraud, incompetence, and abuse of power. Journalists must elevate their craft, to withhold biases and favoritism toward a politician, an ideology, or ‘sacred’ conclusions, and report everything that may support or refute the subject. Of course, the twenty-four hour media business is a profit-driven business, and ego, power, and prestige are just as driving influences for journalists as is determining fact from fiction. When actors create false scenarios, or others rush to attack (like the MAGA hat student and the native American) that became widespread calls for violence and condemnation, the lack of proper investigation fortunately only resulted in embarrassment and lack of journalistic credibility. It may still result in a civil judgement in favor of a maligned victim. Journalism as the vanguard of the public suffer a loss of integrity in reaching conclusions before investigating the facts.

use of Mark Twain’s image: no copyright infringement is intended

“Lies, damn lies, and statistics”, popularized by Mark Twain, was his restatement of the quote by the Nineteenth Century English Parliamentarian, Benjamin Disraeli

just Coexist they say


Yesterday, December seventh, 1941, a date which will live in infamy, the United States of America was suddenly and deliberately attacked by naval and air forces of the Empire of Japan. We will gain the inevitable triumph, so help us God. Franklin D. Roosevelt


https://www.brainyquote.com/quotes/franklin_d_roosevelt_101223?src=t_infamy

Every generation has those who believe morally (spiritually) or  intellectually in  “world peace”. That coexistence of disparate ideologies are obtainable goals for mankind.  Others believe that economic interdependence among nations is the key.  Redistribution of wealth -generally that of political and social opponents – to those who have much less – by a paternalistic governing authority is a popular theme.  And still others believe that superior military firepower will thwart aggression.    In the last decades of the Twentieth Century and through the first two of the new Millennium, people have thought that accommodation, neutral stances and open-mindedness on everything from language to social services, gender and religion would bring about “coexistence”.   

It doesn’t matter what the topic is, but what is disturbing to someone raised in the last years of the American post-WWII  “Baby Boomer” generation,  that discernment, wisdom, dialogue, and critical thinking have been tossed away.  Feelings and hypersensitivity to the possibility that people may encounter ideas and attitudes that run counter to what they have been taught, have resulted in redefining “free speech”.   And in an age where the leader of our country is hypersensitive to criticism, narcissistic and uses social media to incessantly comment on his political adversaries,  we have other elected representatives refusing to obey legal statute, convention or address public safety concerns.  These highly insulated folks pander to an audience who are not citizens of the nation.   Judges do not rule on the merits of a statute based on the founding documents of the nation, but on interpretation and personal feelings.   In Government, universities, public education (K – 12), and almost all information and entertainment mediums,  the end goals of the broadcaster are fixed and unwaverable – with supporting data, “expert opinion”, and “statistics” found and scrubbed to present support for the “conclusion” reached.  Dissent is met with ridicule and occasional violence.

The latest examples of how improbable it is to coexist, except on the bumpers of socially conscious Western Europeans and North Americans vehicles, is the perpetual state of violence: against Jews, Kurds, Ukrainians, Syrians,  people in the Horn of Africa, Central Asia, and the Central and South America.  With warlords, drug cartels, extremists, zealots, and criminal gangsters,  there has been only violence, sex trafficking, child slavery, murder and anarchy, but no  peaceful coexistence.   International groups bring relief to hurting or starving refugees, risk being kidnapped, murdered, raped, or at best, had their aid looted and mission closed.   There are nation-states like Iran, North Korea,  Saudi Arabia, and Russia, who support groups like Hamas, Hezbollah, Taliban, or the now-splintered Al Qaeda and ISIS. 

Sixty years after the world went to war over geopolitical ideology, and rallied to oppose and end genocide in the process,,  an ideology that has in its core tenets, an open hostility and warfare with Jews, Christians and – infidels,  executes a malevolent plan against the United States, resulting in the deaths of nearly three thousand people. Whether the barbarism of a faction or yet another example of how people cannot coexist with differing ideologies, this was only the last of several attacks prior to September 11th which killed numerous military members and civilians of many nations, carried out under the banner of “fundamentalists”.  And even as recently as today, more funerals, more anguish and more antagonism between rivals indicate that peaceful coexistence is as difficult to obtain unless one side is being buried and the other,  performing the eulogy.

I think, in the wake of Sept. 11, it’s important for the American public to understand that to the extent that there are individuals within the United States who would undertake terrorist attacks, that we are doing something to address that. Robert Mueller


https://www.brainyquote.com/search_results?q=quotes+on+Sept+11th

How the Clinton sex scandal shaped Brett Kavanaugh — and could give clues on his thoughts on Robert Mueller

Politics, power struggles, and scandal,  not necessarily altruism, common ground and ethics, fuel Progressive versus Conservative debate in America and elsewhere.  In this article published by CNN in the month prior to the sexual misconduct allegation in his high school years, brought against Judge Kavanaugh,  the article provides insight into his stance on prosecuting misconduct by a President.  It may be more of an indictment of his critics,  whose aggressive opposition of a sitting President’s exercise of his office, is far more bellicose and histrionic than prior Administrations’ critics.  It may well be that the critics are concerned that a more strict Constitutional-focused Supreme Court Justice, may rule for example, such that the Executive Branch has the Constitutional authority to set immigration policy,  or that the Court rules on cases based on established law and Constitutional basis, not by public opinion or lobbyists.  For those opposed to an elected member of Congress or the President,  the ballot box is appropriate venue for voicing a citizen’s disapproval. 

via  How the Clinton sex scandal shaped Brett Kavanaugh — and could give clues on his thoughts on Robert Mueller